Legacy

We often hear of politicians concerned about their legacy: the contributions to be attributed to them in the history books.
Most of the successful people CPF counsels do not share those concerns about a public legacy or worldly acclaim, but they care enormously about the personal legacy they'll leave those who matter most to them. They want to benefit others and be confident their legacy does so in the best way.
Financially, there are the questions, "How much money should I leave my children and grandchildren? How can I be sure not to spoil or burden them?" While it's true that too much money can stifle initiative, there are no simple, single formulas to answer these questions. But most people can do much more to provide for their families and beloved institutions than they know - with proper planning.
Consider what you can do to pass on integrity, honesty, generosity, a strong work ethic and a sense of responsibility to your heirs. And consider the value of these: priceless! This valuation confirms that even though money can make a major difference in the lives of others, character matters more. At CPF Texas, we guide you thorough a process designed to ensure that what you leave for others really matters.

Tools and Techniques

CPF uses the following tools and techniques to help clients prepare for and deal with life's transitions relating to Legacy Planning:

Investment Tools

• Annuities
• Managed Money
• Reit's
• Stocks / Bonds / Mutual Funds

Insurance Tools

• Premium Financing
• Second to Die Insurance

Legal Tools

• Charitable Remainder Trust
• CLAT's / CLUT's
• Family Limited Partnerships
• Wills and Trusts

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